Property & money tools — built in Australia

The friend who actually ran the numbers before buying the place.

Free calculators for negative gearing, CGT, tax brackets and rental yield — built by someone who works in property, not a bank trying to sell you a loan.

See every tool ↓

Rent vs. buy — quick check

live
$750,000
20%
6.1%
$650
Buying costs you, per week, vs. renting
$0
Annual gap
$0
Mortgage interest only, before equity growth or tax effects — the full tool models both. This bit's free.
6
Calculators live, more each month
$0
Cost to use any of them
0
Loans, funds or products sold here
AU
Built for Australian tax & lending rules

The toolbox

Every number you'd normally pay an advisor to run.

Same maths a broker or accountant would do in a first meeting — laid out so you can change one input and watch the whole picture move.

01 Negative Gearing ComparisonLive Weigh a geared investment property against holding cash or shares, after tax. Open tool → 02 CGT CalculatorLive Work out what you actually owe the ATO when you sell — with every deduction that reduces it. Open tool → 03 Income Tax SliderLive Drag your income and see your bracket, offsets and take-home in real time. Open tool → 04 Rental Yield DashboardLive Gross and net yield on any property, with vacancy and management fees built in. Open tool → 05 Invest vs. MortgageLive Extra repayments or the market — compare after-tax returns side by side. Open tool → 06 ASX Long-Run ChartLive Half a century of the market, zoomed out far enough to make today feel small. Open tool →

Why this exists

Built by someone who reads leases for a living, not someone selling you one.

No product at the end

Nothing here leads to a loan application, a fund, or a "book a call" form. The tool is the whole point.

Real Australian rules

ATO brackets, CGT discounts, negative gearing mechanics — modelled the way they actually work here, not a generic global template.

Built from the inside

Made by someone working leasing and property day to day, adding the tool they wished existed when a question came up.

"Everyone's got a friend who's sorted their money out and will just tell you straight what the numbers say. This is that, minus the awkward dinner conversation." — The idea behind Rich Friend's Finance

The Letter

One email when a new tool goes up.

No drip sequence, no daily market noise — just a note when there's a new calculator worth your time.

Unsubscribe anytime. Your inbox, your call.