Compare the after-tax outcome of putting spare cash into extra home loan repayments versus investing it, using your own marginal tax rate.
| Taxable income | Rate | Tax on band |
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General information only, not financial or tax advice. Assumes deductibility of loan interest as selected above, a single marginal tax rate held constant, dividend income taxed annually with franking credits as selected, and full disposal for CGT purposes at the end of the horizon.